Janet Homann The Law on Prescribed Debt in South Africa: What Section 126B Protects: Section 126B prohibits creditors from selling, continuing to collect, or reactivating debts under credit agreements that have been extinguished by prescription under the Pr... #NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa Dec 4, 2025 Our blog
Janet Homann Paid Your Default? Here's What Happens Next Congratulations on settling your debt! But if you're expecting that default to vanish from your credit report immediately, you might be surprised to learn it doesn't work quit... #NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa Nov 10, 2025 Our blog
Janet Homann Keeping Your Debt Review Maintain Your Payment Plan Progress If you're currently under debt review in South Africa, understanding how to protect your repayment plan is crucial for successfully completing the process. The Real... #NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa Aug 14, 2025 Our blog
Janet Homann Should I Consider Debt Counselling? A Compassionate Guide for Those Who Feel Overwhelmed By Janet Homann If you're reading this at 2 AM, unable to sleep because of financial worries, know that you're not alone. After 17 years of sitting... #NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa Jul 31, 2025 Our blog
Janet Homann Understanding Debt Review: A Heart for Truth in Financial Guidance. By Janet Homann At The CS Group, we've witnessed firsthand how financial struggles can weigh heavily on families and individuals. Over our 17 years of faithful... #NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa Jul 30, 2025 Our blog
Janet Homann Stay on Track This December December is a time for celebration, family, and giving. However, if you’re under debt review, it’s also crucial to stay committed to your financial obligations. Missing your debt review payment during... Debt Review Dec 10, 2024 Our blog
Janet Homann The Debt Counselling Process The Application Process Voluntary Application (Form 16): Consumers voluntarily initiate debt counselling by submitting a completed Form 16 along with necessary documentation to a registered Debt Couns... Debt Counselling Debt Review Dec 5, 2024 ITC Clearance
Janet Homann Who Conducts Debt Counselling? Debt counselling is an essential service designed to assist individuals struggling with debt management. The process is conducted by a registered professional known as a Debt Counsellor (DC) . Let’s t... Debt Counselling Debt Review Registered Debt Counsellor Dec 5, 2024 Our blog
Janet Homann What is Debt Counselling? Debt counselling, or debt review, is a formal debt relief mechanism introduced by South Africa's National Credit Act (NCA). Its primary goal is to assist individuals who are over-indebted—those whose ... Debt Counselling Debt Relief Debt Review Dec 4, 2024 Our blog
Janet Homann Why the NCR Cannot Remove Debt Review Status and the Importance of a Registered Debt Counsellor The debt review process, which came into effect through legislation in 2007, is a valuable support system for many South Africans dealing with heavy debt burdens. While it offers hope, it can also lea... Clearance Certificate Debt Review ITC Clearance Nov 22, 2024 ITC Clearance
Janet Homann Exit Debt Review Exiting debt review is not a simple cancellation. Once you’re in debt review, it remains on your credit record unless you meet specific conditions outlined by the law. Here’s what you need to know to ... Clearance Certificate Debt Review Debt Review Removal ITC Clearance Nov 12, 2024 ITC Clearance
Janet Homann Understanding the Importance of a Clearance Certificate in Debt Review A Clearance Certificate is an important document for consumers who have completed debt review. It signifies that all financial obligations have been met under the credit agreements that were included ... Clearance Certificate Debt Review ITC Clearance Nov 11, 2024 ITC Clearance
