Janet Homann The Law on Prescribed Debt in South Africa: What Section 126B Protects: Section 126B prohibits creditors from selling, continuing to collect, or reactivating debts under credit agreements that have been extinguished by prescription under the Pr... #NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa Dec 4, 2025 Our blog
Janet Homann Paid Your Default? Here's What Happens Next Congratulations on settling your debt! But if you're expecting that default to vanish from your credit report immediately, you might be surprised to learn it doesn't work quit... #NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa Nov 10, 2025 Our blog
Janet Homann Keeping Your Debt Review Maintain Your Payment Plan Progress If you're currently under debt review in South Africa, understanding how to protect your repayment plan is crucial for successfully completing the process. The Real... #NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa Aug 14, 2025 Our blog
Janet Homann Should I Consider Debt Counselling? A Compassionate Guide for Those Who Feel Overwhelmed By Janet Homann If you're reading this at 2 AM, unable to sleep because of financial worries, know that you're not alone. After 17 years of sitting... #NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa Jul 31, 2025 Our blog
Janet Homann Understanding Debt Review: A Heart for Truth in Financial Guidance. By Janet Homann At The CS Group, we've witnessed firsthand how financial struggles can weigh heavily on families and individuals. Over our 17 years of faithful... #NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa Jul 30, 2025 Our blog
Maria Ntlakobe My Journey with CS Clear: This is my story... By Maria Ntlakobe My name is Maria Ntlakobe, and I believe with all my heart that God orchestrated my path to The CS Group for a purpose far greater than I could have imagined. I s... CS Clear ITC Clearance Maria Ntlakobe Success Stories Team Stories Jul 28, 2025 Our blog
Janet Homann Why the NCR Cannot Remove Debt Review Status and the Importance of a Registered Debt Counsellor The debt review process, which came into effect through legislation in 2007, is a valuable support system for many South Africans dealing with heavy debt burdens. While it offers hope, it can also lea... Clearance Certificate Debt Review ITC Clearance Nov 22, 2024 ITC Clearance
Janet Homann Points to Think About on Your Credit Record Credit Profile: A Reflection of Your Financial Past The Impact of Your Credit Score on Financial Opportunities How Payment History Shapes Your Credit Record Credit Utilization Ratio: Why It Matters Le... Fix Credit Report ITC Clearance Improve Credit Score Nov 12, 2024 ITC Clearance
Janet Homann Exit Debt Review Exiting debt review is not a simple cancellation. Once you’re in debt review, it remains on your credit record unless you meet specific conditions outlined by the law. Here’s what you need to know to ... Clearance Certificate Debt Review Debt Review Removal ITC Clearance Nov 12, 2024 ITC Clearance
Janet Homann Understanding the Importance of a Clearance Certificate in Debt Review A Clearance Certificate is an important document for consumers who have completed debt review. It signifies that all financial obligations have been met under the credit agreements that were included ... Clearance Certificate Debt Review ITC Clearance Nov 11, 2024 ITC Clearance
Janet Homann Navigating Credit Issues: A Guide for Those Affected by Deregistration Dealing with credit issues can be overwhelming, especially when unexpected complications arise from situations like deregistration from an educational institution. We recently encountered a case where... ITC Clearance Oct 29, 2024 ITC Clearance
Janet Homann How to Get Out of Debt Review and Clear Your Name from the Credit Bureau Debt can be overwhelming, and being under debt review often feels like a weight you can’t shake off. Many people find themselves stuck, wondering how to get out of debt review and clear their name fro... Debt Review Removal Fix Credit Report ITC Clearance Oct 18, 2024 Our blog
